terms of use

1. Definitions

In these Terms of Use, the following words and expressions shall have the following meanings unless the context requires otherwise:

Account: means your account is duly registered with XCard to facilitate your use of the Services available on the Platform (or any of them);
Buyer: means a person who purchases goods on the Platform;
Gift Card: means an electronic gift card purchased on any Platform which contains stored value available for redemption on the Platform;
CD Key: means an electronic key used to activate a video game;
Content: means all information, features of linked pages, data, text, images, photographs, graphics, music, sounds, video, messages, tags, content, programming, software, tools, application services (including, but not limited to Limitation, any mobile application services) or other materials available on or through the Platform or related services;
Intellectual Property: means all copyrights, trademarks, service marks, brand names, logos, copyrighted information and other intellectual property owned by the owners/publishers/developers and/or XCard, respectively;
Legal Age means the legal age capable of giving consent under this Agreement pursuant to applicable laws in your jurisdiction.
Mobile Balance: means mobile phone balances;
Parties: means collectively, XCard and you and “Party” means any one of them;
Platform: means collectively, the web platform currently known as XCard.vip, XCard Android APP, XCard iOS APP and other XCard web platform operated and operated by XCard;
Purchased Item: means the item listed on the Platform purchased by the Buyer;
XCard Credits: means the value of electronic credits that a Buyer can purchase from an XCard to purchase goods and services on the Platform;
XCard Points: means points awarded to you by an XCard for the purchase of goods and services on the Platform and includes such other description as used for such points at any time;
Service(s): means (a) the Platform; (b) Services offered on the Platform and Client Software made available through the Platform, including (without limitation) sale/resale/retail/purchase of games, merchandise and related items, game advertisements/posting and game credit top-ups/up -up / reset; and (c) the content.
Submission: means any material, information or idea that you have submitted to XCard by any means;
Terms of Use: means these Terms of Use which govern the use of the Services by you and which may be amended at any time and from time to time as XCard in its absolute discretion deems necessary and includes: (i) any rules, procedures and terms of use for the Products, Services or Facilities, as determined by XCard from time to time; and (ii) any documents, directives, communications and agreements referred to in and forming part of these Terms of Use, together with any modifications made at any time or from time to time to any of the foregoing; And
User ID: means the unique user ID provided to you during account registration.

2. License to use

In consideration of your acceptance of these Terms of Use and your continued observance of and compliance with these Terms of Use, XCard hereby grants you a non-exclusive, non-transferable license to access the Platform and use the Services on the terms and subject to the Terms herein.

3. REPRESENTATIONS AND WARRANTIES

Each time you access the Platform (or any of them), you irrevocably and unconditionally represent and warrant that you are of legal age. If you are underage, you must obtain permission from a parent or legal guardian to register an account and that parent or legal guardian must agree and agree to these Terms of Use on your behalf:

Your personal information and documents provided in this regard, including, but not limited to, full name, telephone number, correspondence address and email address, are true and accurate. You must notify us immediately in writing of any changes to your personal information;
You must keep the account password secure and confidential. You shall not at any time and under any circumstances disclose or disclose your password to the Account to any unauthorized party, and you shall take all steps to prevent the disclosure of the password to the Account to any unauthorized party;

You shall not, and you agree and warrant that XCard shall not:

use the Services to impersonate any person or entity, or otherwise misrepresent your affiliation with a person or entity;
directly or indirectly, use the Services for any commercial purposes, except as permitted by XCard;
use the Platform or the Services (or any of them) to conduct any fraudulent, immoral or illegal activities or those activities that may infringe the intellectual property rights of third parties or obtain any advantage, benefit or secret profit from any third party;
use any intellectual property of XCard or any other third-party owner listed on the Platform, including, without limitation, trademarks or trade names, whether or not registered, without XCard's prior written consent;
take any action that may undermine or manipulate the comments or rating system;
be harassing, offensive or in any way a nuisance to other users of the Platform or employees of XCard;
attempt to disassemble, reverse engineer, decompile or hack the Services (or any part thereof), or defeat or defeat any encryption technology or security measures we implement in connection with the Services and/or data transmitted, processed or stored by us;
Harvest or collect any information about or in connection with other account holders, including, without limitation, any personal or business information;
Upload, email, post, transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail", "spam" or "chain letters", or "pyramid schemes" or any other form of unauthorized solicitation;
Upload, email, post, transmit or otherwise make available any material that contains software viruses, worms, Trojan horses, or any other computer code, procedures, files or programs designed to directly or indirectly interfere with, manipulate, interrupt, destroy or limit the functionality or integrity of any computer software, hardware, data, or communications equipment;
interfere with, tamper with, or disrupt the Services, servers, or networks connected to the Services, or any other use or enjoyment of the Services, or fail to comply with any requirements, procedures, policies, or regulations of networks connected to the Platform;
take any action or engage in any conduct that could directly or indirectly damage, disable, overburden, or harm the Services or servers or networks connected to the Services;
Use the Services to violate any applicable local, state, national or international law, rule, regulation, code, directive, directive or policy including, but not limited to, laws and requirements (whether or not they have the force of law) relevant to combating fraud, anti-money laundering, anti-terrorism, illegal proceeds, and anti-corruption;
use the Services in violation of or circumvent any applicable sanctions, embargoes, or enforcement laws;
reproduce or attempt to reproduce or counterfeit any XCard Points and/or XCard Balances; And
Recruiting and/or hunting any clients obtained directly or indirectly from using the Platform.

4. User ID

In order to access and enjoy the full functionality and features of the Platform and/or Services, you may be required to create and register for an account with XCard by providing certain personal information. You hereby acknowledge and agree that XCard may perform credit checks on you including but not limited to checking with the credit bureau of record or reporting agency(s) for the purpose of determining your creditworthiness and you agree to execute or submit all approval forms and document(s) Additional payments are necessary for such credit check(s) if requested by XCard.
You will be provided with a User ID, with which you are entitled to set the password and/or security code for your account always subject to certain requirements that may be notified to you thereafter. When you register with XCard, you agree to provide accurate, current, and complete information about yourself, and to update that information if it changes; If you do not, we may close your account and any other web pages, pages and/or reports created under your account with XCard. If we rely on the contents of your application and approve your use of our Services, you irrevocably agree to indemnify, indemnify and hold us harmless from any expense, loss or damage we may suffer as a result of any inaccurate or false statement. or misrepresent the facts we have provided you. If you choose a user ID,

5. Use of the Services

You shall purchase the equipment and software necessary to connect to and access the Platform and subsequent use of the Services at your own expense and expense. You shall bear all charges and fees imposed by third parties in connection with and relating to your devices to the Platform (or any of them).
It is your responsibility to ensure that you are familiar with the instructions and procedures for using the Services that XCard may issue from time to time. XCard will not be liable for any errors, losses or damages arising from your use of the Services.
It is your responsibility to secure your account information. Any notification or confirmation that XCard receives from your account shall be deemed to have been issued by you even though such notification or confirmation may have been issued by a third party, whether authorized or otherwise, and you shall be bound by such notification or confirmation.
XCard shall not be responsible for acting upon the notification or confirmation sent through your Account. XCard has no obligation to investigate the authenticity or authority of the persons making the notification or confirmation or to verify the completeness of such notification or confirmation. Such notice or confirmation shall be irrevocable and binding upon you upon receipt by XCard notwithstanding any error, fraud, forgery, lack of clarity or misunderstanding with respect to the terms of such notice or confirmation. You shall immediately notify XCard upon receipt of incomplete, garbled or inaccurate data or information from XCard. You must also notify XCard immediately upon receipt of any data or information not intended for you and you must delete such data or information from your account.
We may at any time or from time to time subcontract and/or assign our subsidiaries, affiliates, related entities and/or any third party service provider(s) to operate the Platform and/or provide the Services and/or part thereof on our behalf in accordance with To our absolute discretion. We will have the right to delegate, transfer, assign or substitute, in whole or in part, our rights, interest or obligations to our subsidiaries, affiliates, related entities or designated third party service provider(s) without your consent and without notice to you.
Unless otherwise permitted by XCard in writing, you may not upload, post, email, transmit or make available any unauthorized or illegal activities on the Platform or directly to other users of the Platform.
You may not upload, post, email, transmit or otherwise make available in any way any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or communications . Equipment, including, but not limited to, the platform.
You irrevocably and unconditionally authorize and permit XCard to send updates to your account about the services and events offered by you or XCard.
Third party links may be provided throughout the Platform. These links are provided as a courtesy only, and the sites you link to are not under our control in any way and therefore you access them at your own risk. We are not responsible in any way for the contents of any linked site or any link contained in a linked site, including any changes or updates to such sites. We provide these links only as a convenience, and the inclusion of any link does not in any way or expressly imply affiliation with, endorsement, or sponsorship by us of any linked site and/or any of its content.
You acknowledge that by accessing or using the Platform, you may be exposed to Content that you may consider offensive, indecent, or objectionable. To the fullest extent permitted by applicable law, under no circumstances will we be liable in any way for any Content, including, without limitation, any errors or omissions in any Content, or for any loss or damage of any type that occurs as a result of use of or reliance on any Content posted, emailed, transmitted or otherwise made available on the Platform.

6. Goods and services

All items contained in the Account are granted to you on a limited, revocable license, and their use is subject to such terms as XCard may impose from time to time.
The value of the items in the account does not represent any fiduciary value in real currency. Items cannot be exchanged for real money.
Unless otherwise permitted by XCard in writing, you are prohibited from selling, transferring or otherwise disposing of the Items to any other persons, whether within or outside the boundaries of the Platform (or any of them).

7. Availability of Services

We may release some of the Services or their features in a beta or beta version, which may not work properly or in the same way as the final version might work, and we will not be liable in such cases.
XCard may ask you to and from time to time verify your identity to confirm ownership of your account. This verification process is required for purposes including but not limited to: (i) fulfilling XCard's obligations to the relevant authorities to combat suspicious or illegal activities and AML/CFT activities; (ii) enable XCard to take action when unauthorized use of XCard Accounts is detected; and (iii) resolve any disputes regarding ownership of the XCard Account.
You hereby irrevocably authorize XCard, whether acting alone or through third party service providers, to make any inquiries and to collect any documents it deems necessary to verify your identity. As part of this verification process, XCard will request, and you shall provide to XCard, information about yourself that is true, accurate, current and complete, which can be verified by documents recognized and legally accepted in the location where such information is located. Documents are issued.
We reserve the right to change, modify, suspend or discontinue all or any part of the Platform and/or Services at any time or upon notice as required by applicable laws. We may also impose limits on certain features or restrict your access to parts of, or the entire Platform and/or Services in our sole discretion and without notice or any liability to you.
For the purposes of enhancement and improvement, XCard may from time to time conduct a software evaluation to assess the level of performance of the Platform and/or Services. You hereby irrevocably grant and authorize XCard to periodically review your Account, including without limitation an evaluation of the activities and/or transactions you undertake on the Platform or via your Account.
In addition to, and not derogating from, the terms below, if you do not use the Services for a continuous period of twelve (12) months, XCard may, in its sole discretion, charge a fee for maintaining your account.

8. Disclaimers, Exclusions and Force Majeure

You agree and confirm that neither XCard nor its employees, agents or licensors shall be held liable for any special, incidental or consequential damages arising out of and in connection with the Services or these Terms of Use.
The Services are normally available on a daily basis unless otherwise specified herein. While we endeavor to ensure that the Platform and/or Services are secured, you acknowledge and agree that the entire risk arising from accessing, using or performing the Platform and/or Services shall remain with you to the fullest extent permitted by applicable law.
The Platform and/or Services are provided “as is” and “as available” without any warranties, claims or representations made by us of any kind whether express, implied or statutory, including, but not limited to, warranties of quality and performance. AND NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE, AND NO WARRANTIES ARE CREATED BY DEALING, TRUE OF PERFORMANCE, CUSTOM OR COMMERCIAL USE. Without limiting the foregoing and to the fullest extent permitted by applicable law, we do not warrant that the Platform and/or the Services or functions contained therein will be available, accessible, uninterrupted, timely, guaranteed, accurate or complete or error-free, that defects, if any, will be corrected, or that the platform and/or server that makes itself available are free of viruses, clocks, timers, counters,
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE (WHETHER ACTIVE, PASSIVE OR ATTRIBUTABLE), PRODUCT LIABILITY, OR STRICT LIABILITY or other theory), or other cause of action by law, equity, law, or otherwise for:
1. (i) loss of use; (ii) loss of profits; (iii) loss of revenue; (iv) loss of data; (5) Loss of goodwill. (vi) failure to realize expected savings, in each case whether direct or indirect; And
2. Any direct, indirect, incidental, special, consequential, exemplary damages arising out of or in connection with the use of or inability to use the Platform or the Services, including, without limitation, any consequential damages, even if we have been notified Thus, the possibility of such damages.
XCard shall not be liable for any delay or failure in the performance of the Services, regardless of the cause of such delay or failure. Such causes may include, but are not limited to, acts of God, riot, civil unrest, strike (whether or not involving XCard employees), lockout or other labor unrest, fire, war, or acts of foreign enemies power outages, epidemics, epidemics, network congestion, communications outages, power outages, or any error, interruption, interruption, or malfunction of equipment, tools, facilities, communications, services, computer networks (software and hardware), government system, or a change in Any law or regulation that makes performance impractical.
You acknowledge, accept and agree that all of the disclaimers, exclusions and limitations of liability set forth in these Terms of Use represent a fair and reasonable apportionment of the risks and benefits of the Agreement between you and XCard, taking into account all relevant factors, including without limitation the amount of consideration provided to you by XCard. You also agree that these disclaimers, exclusions, and limitations will be enforceable to the fullest extent permitted by applicable law.

9. Intellectual property rights

We grant you a limited, revocable license to access and use incidental software that we provide to you through the Platform as part of the Services. Use of such software is subject to these Terms of Use. Any third party scripts or code, linked to or referred to from the Services, are licensed to you by the third parties that own such scripts or code. You may not, directly or indirectly, modify features or functionality, copy, create derivative works using, parse, remove, disassemble, reverse engineer, or attempt to reverse engineer or derive the source code, technologies or algorithms of all or any part of the Components. or operations of the Software or permit or encourage any third party to do so.
All title and intellectual property rights displayed on the platform are the exclusive property of XCard and, where applicable, their third party owners. No right or license is granted directly or indirectly to any party accessing the Platform to use or reproduce any intellectual property, and no party accessing the Platform may claim any right, title or interest in it. By using or accessing the Services, you agree to comply with applicable copyright, trademark, and intellectual property-related legislation and all other applicable laws that protect the Services, the Platform, and its content. You agree not to copy, distribute, republish, transmit, publicly display, perform, modify, adapt, rent, sell or create derivative works from any part of the Services, the Platform or its content. You also may not, unless with our prior written consent, copy or frame any part or all of the Platform Contents onto any other server or as part of any other website.
XCard does not consider any Submission confidential and may be posted or used by us without compensation or liability to you for any purpose whatsoever, including, but not limited to, developing and marketing goods. By submitting a Submission to XCard, you acknowledge and agree that we and/or other third parties may independently develop software, applications, interfaces, goods and modifications thereof that are identical or similar in function, code or other characteristics to the ideas set forth in your Submission. Accordingly, you grant us and our successors a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to develop the goods identified above, use, copy, distribute, republish, transmit, modify, adapt, create derivative works, publicly display, and perform any Provide on, through or in connection with the Services in any media formats and through any media channels, including, without limitation, to promote and redistribute a portion of the Services (and derivative works thereof). This provision does not apply to personal information that is subject to our Privacy Policy except to the extent that you make such personal information publicly available on or through the Services.

10. Platform reliability

You are aware that all transactions that take place on the Platform are conducted through communication and data networks.
You fully understand that your receipt of notification from XCard and vice versa may be delayed or prevented by factors affecting the relevant Service Providers and other relevant parties. You accept that XCard cannot guarantee prompt delivery of such notification or confirmation.
You acknowledge and confirm that you shall take all steps and measures to verify and verify the transaction history in your Account.

11. The account

You must notify XCard immediately if you become aware of or believe that your account has been hacked or compromised.
You will be responsible for all transactions made through your Account at any time prior to XCard's receipt of a notice to you as set out in Clause 14.

12. Disclosure of information

XCard irrevocably and unconditionally agrees and authorizes XCard to the extent permitted by law, to disclose or disclose any information relating to you or your transactions through the Platform to the extent that XCard in its sole discretion may deem appropriate to:
1. Such persons as XCard may be required to disclose under applicable law;
2. such other persons or entities in accordance with any governmental directive or court order;
3. enforce these Terms of Use;
4. respond to your requests for customer service; or
5. Any other party XCard deems appropriate.
Except as otherwise permitted in these Terms of Use, XCard will not disclose your personal information to any third party without prior notice to you.

13. APPLICABLE LAWS AND INDEMNIFICATION

These Terms of Use shall be governed and construed in accordance with the laws of Malaysia without regard to conflict or choice of law principles. Any dispute, legal action or proceeding arising out of or in connection with these Terms of Use shall be submitted to the jurisdiction of the Malaysian courts, unless XCard elects in its sole discretion to submit it to settlement by arbitration in Malaysia or otherwise.
Where applicable, you must obtain consent, approval or permission from relevant regulatory authorities before using the Services.
For cross-border transactions, you must not violate existing laws in the countries involved in the transaction.
You agree to indemnify, defend and hold us harmless, our shareholders, subsidiaries, affiliates, related entities, directors, officers, agents, representatives, co-branders and employees (collectively, the 'Indemnifying Parties') from and against any and all claims, actions, actions, suits and all liabilities, damages, settlements, penalties, fines, costs and related expenses (including, without limitation, legal costs and dispute resolution expenses) incurred by any indemnified party arising out of or relating to: (i) your violation or your breach of any of these Terms of Use or any policy or guidelines referenced herein; (ii) your use or misuse of the Platform or Services, or (iii) your breach of any laws or any rights of a third party.

15. Notifications

All notices, demands, requests, or other communications given or made under these Terms of Use must be in writing, and must be adequately given or communicated to the other party by sending such notice, sending such notice manually, by registered mail, or sending an email to Contact details as notified by either party to the other from time to time or via the communication channel available on the Platform.
Notice is deemed to have been given:
1. In the case of hand delivery, upon receipt of a written acknowledgment signed by the recipient;
2. in the case of registered mail, five (5) business days after dispatch; And
3. In the case of e-mail or a communication channel available on the Platform, on the day of dispatch provided that the sender has not received a failed or undeliverable message from the recipient's hosting provider during the day of dispatch.
Notwithstanding the above and in addition to the above delivery methods, any notice, document or communication provided by XCard to you will be deemed to have been provided in the following manner:
1. post the notice or communication in the Platform;
2. notifications placed through any media; or
3. Any form of notification as may be determined by XCard in its sole discretion.

16. Waiver and discontinuance

Any failure by XCard to enforce any one or more of these Terms of Use at any time or for any period shall not be deemed a waiver of XCard or the right at any time thereafter to enforce these Terms of Use.
In the event that any provisions of these Terms of Use are declared by any judicial or other competent authority invalid, revocable, illegal or otherwise unenforceable, XCard shall modify such provision in a reasonable manner that fulfills XCard's intent or at its sole discretion. XCard may be severed from these Terms of Use and the remaining provisions shall remain in full force and effect.

17. Change

These Terms of Use may be amended, added to, deleted or changed by XCard by posting on the Platform or in such other manner as XCard may determine in its sole discretion.
You agree that continued use of the Services will constitute your acceptance of these Terms of Use (as amended and changed from time to time).

recovery policy

Please keep in mind that all of our cards are digital codes that cannot be returned or refunded once purchased and delivered. So please make sure you choose the right product, with the right store country in the right currency before you buy it, as we can't refund or exchange items that have been sent to the customer. The reason for this is that we have no guarantee that the code, delivered immediately after purchase, is still unused. thanks for understanding!

However, we offer a refund guarantee for the digital codes that we offer. In the event that the code sent does not work, we will do everything to help you solve this problem. Customer service can be reached by communicating via chat through the site.

In the event that it is approved to retrieve the application, after making sure that the cards have not been used, the value of the application will be returned to you